Our Privacy and Commitment to Protecting your Privacy

Peace Agencies values your business and we thank you for your confidence in choosing our firm as your source of advice and product. As our client, you trust us with your personal information. We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us.
Your Rights as they pertain to your personal information

• You have the right to know why an organization collects, uses or discloses your personal information.

• You have the right to expect an organization to handle your information reasonably and to not use it for any other purpose other than the one to which you consented.

• You have the right to know who in an organization is responsible for protecting your information

• You have the right to expect an organization to protect your information from unauthorized disclosure.

• You have the right to inspect the information an organization holds about you and make sure it is accurate, complete and current.

• You have the right to expect an organization to destroy your information when requested or when no longer required for the intended original purpose.

• You have the right to confidentially from an organization about how it handles your information and to the Privacy Commissioner of Canada if need be.

How we Collect, Use and Disclose Your Information

When you do business with us, you share personal information so that we may provide you with products and services that best meet your needs. We assume your consent allows our firm to use this information in an appropriate manner. We may use and disclose this information in order to:

• Communicate with you in a timely and efficient manner

• Assess your application for investment, insurance and other services available to you by our firm

• Evaluate claims and underwriting risks when required

• Detect and prevent fraud

• Analyze business results

• Act as required or authorized by law

What We Will NOT Do With Your Information

We do not sell client information to anyone; nor do we share client information with organizations outside of our relationship with you.
We Strive to Protect Your Personal Information*

All employees, associated advisors and suppliers who are granted access to client records understand the need to keep this information protected and confidential. They know they are to use the information only for the purpose intended. This expectation is clearly communicated. We’ve also established physical and systems safeguards, along with proper processes, to protect client information from unauthorized access or use.

Upon accessing and utilizing this website, all users are agreeing to comply by the following terms of use. These terms apply to all content, products, and services contained within this website.

1. Responsibility of Contributors

If you contribute any content to this website, you are accepting all responsibility for the content. Therefore, you will be held liable for any harm that results from the use of that content. Any type of content (text, images, graphics, etc.) contributed to this website must not:

• Infringe the proprietary rights of a third party

• Contain any viruses or other destructive content

• Be spam or unwanted commercial content

• Contain offensive material

2. Responsibility of Visitors

Visitors of this website are to be responsible for taking precautions when reviewing, using, or downloading material from this website. The material posted to this site has not been, and cannot be, 100% reviewed, and therefore Peace Agencies cannot be responsible for the material’s content, use, effects, or accuracy. Peace Agencies disclaims responsibility of any harm or loss resulting from the use of this website.

3. Content Posted on Other Websites

Peace Agencies is not responsible for content found or used via links to other website. We have not reviewed or endorsed the material contained within any outside websites, and disclaim any responsibility for any harm or loss resulting from the use of these external sites.

4. Copyright Infringement

We as that you respect the intellectual property rights of our website and Peace Agencies as well as the intellectual property rights of others. Any visitors found repeatedly infringing upon copyrights will no longer be allowed to access the site. If visitors see material on the website that does violate intellectual property rights of any kind, we ask that you notify our staff immediately so appropriate action can be taken.

5. Intellectual Property

Your use of this website does not give you permission to reproduce or use any trademarks, service marks, graphics, or logos representing Peace Agencies or those representing third-parties.

6. Termination

We maintain the right to terminate your access to all or any part of this website at any time, with or without cause, and with or without notice.

7. Disclaimer of Warranties

This website disclaims all warranties that the content within will be error free or that access to the site will be unlimited, continuous, or uninterrupted. Visitors use, download, or obtain services at their own discretion and risk.

8. Limitation of Liability

In no event will Peace Agencies be liable, with respect to any subject matter of this agreement, under any legal theory for any loss, damages, cost or harm of any kind.

9. General Representation

By using this website, you agree to act in strict accordance with this agreement, the privacy policy, as well as all applicable laws and regulations.

10. Indemnification

You agree to indemnify and hold harmless Peace Agencies and all of its staff members from and against any and all claims and expenses, including attorney’s fees, arising out of your use of this website, including but not limited to your violation of this agreement.

11. Miscellaneous

Through use of this website, users agree to all subject matter included in these terms of service. These terms can be modified or updated by executives of the Peace Agencies at any time. This website will be governed by the laws of the province of Alberta, Canada. If any part of this agreement is deemed invalid, that part will be construed to reflect the parties’ original intent, while the remaining sections of the agreement will remain in full force.

Information We Collect

We collect personal information in compliance with applicable laws and ethical business practices, in order to provide products and services and to conduct business. We limit the information we collect to that which is necessary for, or related to, these purposes.

How we use Personal Information 

We may use or disclose your personal information for the purposes for which it was collected, other purposes you consent to, or as required or permitted by law. For example, subject to those limitations, we may share personal information with reinsurers, with our agents or representatives or with our service providers. We will not share your personal information, without your consent, with any organization outside our group of companies for the purpose of that organization marketing its products or services to you. We will keep your personal information only as long as needed to satisfy the purposes for which it was collected or as required or permitted by law. We aim to keep our records of your personal information as accurate and up to date as is necessary to fulfill the purposes for which it is used.

Safeguards

We will protect personal information with security safeguards that are appropriate to the sensitivity of the information, in order to protect it from unauthorized access, release or use.

Our Privacy Commitment

We are committed to handling the personal information under our control with care. We have designated individuals who are responsible for monitoring our ongoing compliance with the Privacy Principles. We will make information about our privacy policies and practices for managing your personal information available to you. Upon your written request, we will provide you with reasonable access to your personal information and a description of its use or disclosure, as required or permitted by law. You may also verify the accuracy and completeness of your information, and request that it be amended, if appropriate.

No Warranties

This website is provided “as is” without any representations or warranties, express or implied. Peace Agencies Ltd. O/A Peace Agencies Financial Group. makes no representations or warranties in relation to this website or the information and materials provided on this website. Without prejudice to the generality of the foregoing paragraph, Peace Agencies Ltd. O/A Peace Agencies Financial Group. does not warrant that:

• This website will be constantly available, or available at all; or

• The information on this website is complete, true, accurate or non-misleading.

 Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional

Limitations of Liability 

Peace Agencies Ltd. O/A Peace Agencies Financial Group. will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

• To the extent that the website is provided free-of-charge, for any direct loss;

• For any indirect, special or consequential loss; or

• For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

  These limitations of liability apply even if Peace Agencies Ltd. O/A Peace Agencies Financial Group. has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Peace Agencies Ltd. O/A Peace Agencies Financial Group.’s liability in respect of any:

• Death or personal injury caused by Peace Agencies Ltd. O/A Peace Agencies Financial Group.’s negligence;

• Fraud or fraudulent misrepresentation on the part of Peace Agencies Ltd. O/A Peace Agencies Financial Group.; or

• Matter which it would be illegal or unlawful for Peace Agencies Ltd. O/A Peace Agencies Financial Group. to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

Other Parties

By You accept that, as a limited liability entity, Peace Agencies Ltd. O/A Peace Agencies Financial Group. has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Peace Agencies Ltd. O/A Peace Agencies Financial Group.’s officers or employees in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Peace Agencies Ltd. O/A Peace Agencies Financial Group.’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Peace Agencies Ltd. O/A Peace Agencies Financial Group.

Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

This website disclaimer was made using a Contractology precedent available at www.freenetlaw.com. Other precedents available from Contractology include template privacy notices. PLEASE RETAIN THIS CREDIT AND THESE LINKS IN ACCORDANCE WITH THE TERMS OF THE CREATIVE COMMONS ATTRIBUTION LICENSE UNDER WHICH THE TEMPLATE IS PROVIDED.

The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which I am not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request. I am licensed in the Provinces of: Alberta and British Columbia.

No Advice

This This website contains general information about insurance, financial, retirement, succession, estate, and legal matters. The information contained in the website is not advice, and should not be treated as such.

Limitation of Warranties

The information on this website is provided “as is” without any representations or warranties, express or implied. Peace Agencies Ltd. O/A Peace Agencies Financial Group makes no representations or warranties in relation to the information on this website. Without prejudice to the generality of the foregoing paragraph, Peace Agencies Ltd. O/A Peace Agencies Financial Group does not warrant that:

• The information on this website will be constantly available, or available at all; or;

• The information on this website is complete, true, accurate, up-to-date, or non-misleading.

Professional Assistance

You must not rely on the information on this website as an alternative to legal advice from your attorney or other professional advisors. If you have any specific questions about any matter you should consult your legal or accounting advisors. You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action because of information on this website.

Liability

Nothing in this legal disclaimer will limit any of our liabilities in any way that is not permitted under applicable law, or exclude any of our liabilities that may not be excluded under applicable law.

This Legal Disclaimer

This document is based on a Contractology form available at www.freenetlaw.com. You can purchase a wide range of commercial legal documents via the Contractology website. PLEASE RETAIN THIS CREDIT AND THESE LINKS IN ACCORDANCE WITH THE TERMS OF THE CREATIVE COMMONS ATTRIBUTION LICENSE UNDER WHICH THE TEMPLATE IS PROVIDED.